Before explaining it, let me go through you with short story. A Gentleman from Australia my next seat neighbor in plain age around 45 years old and maybe they are going to spend summer vacations with his family in Eastern Europe and very unfortunate a stroke while travelling and was admitted to hospital. As the facilities were inadequate his family had organized for him to be air-lifted at a cost of AU$40,000 to Switzerland. This can happen without travel insurance.
The traveler did not have travel insurance and as effect the family/personal had to pay all the hospital expenditure bills. Sometime hospital bill goes out of saving. Keeping bills in mind, family Wanting to get back to Australia, family contacted sources in the hope they could back to Australia.
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However, organization of Australia return cost them around of $AU30,500. On return to Australia, the admitted in ICU and recovered well however he did have to sell his property to cover for the repatriation, medical attention and the airlift. This is only one of the many Case Histories provided in regard to those who travel with and without travel insurance. Even in 2018, most of us travel without travel insurance. Now assume person in above story, if they have travel insurance. Story would be different.
Don’t through yourself and your loved one into deep trouble. Buy travel insurance according to your need. Some of the benefits of a travel policy can include. Contact your travel insurance agent or agency for best information on plan. Here are the few common benefits that most insurance plan give coverage. (please refer to the full policy wording to obtain coverage details and the applicable limits relevant to each destination):
- Medical Expenses
- Medical Evacuation and Repatriation (Overseas)
- Luggage and Personal Effects
- Cancellation or Holiday Deferment Costs
- Emergency Travel Arrangement and Accommodation Expenses
- Missed Connection
- Rental Vehicle Expenses
- Death Expenses
- Personal Liability
- Legal Expenses